Most Expensive States For Car Insurance

The winner for the most expensive states for car insurance goes to Louisiana with an average yearly premium of $2,510. That is $1081 over the national average auto insurance premium which is $1,429.

Other Most Expensive States For Car Insurance

Other states that fall below Louisiana but are still in the top ten and considered the most expensive to insure your car are:

Michigan
$2,098

Oklahoma
$1,869

Montana
$1,857

California
$1,774

South Dakota
$1,772

Washington, D.C.
$1,753

Georgia
$1,751

Illinois
$1,679

Connecticut
$1,678

Many things can contribute to a states high auto insurance premiums to make it one of the most expensive states.

Even something like the unemployment rate can have a big factor in what everyone in that state pays.

What is happening is people who are out of work can’t afford to pay their premiums and are letting their auto insurance expire even though it is mandatory they have it.

Everyone has to pay for that and it’s an expensive fine for those who get caught which compounds the problem even more.

Least Expensive States

The opposite side of the most expensive states is the least expensive states for auto insurance. That goes to Maine with an average yearly premium of only $902 which is $527 under the average car insurance rate nationally.

Other Least Expensive States For Auto Insurance
Other states that are more expensive than Maine but are still in the top ten least expensive states to insure your car are:

Vermont
$968

Ohio
$999

Wisconsin
$1,010

New Hampshire
$1,011

Iowa
$1,039

Massachusetts
$1,043

North Carolina
$1,130

Arizona
$1,152

Tennessee
$1,170

But lists like these could be deceiving because an insurance company could have hundreds of different factors that decide how much your insurance premiums are. The state you live in is only one of those factors but different state laws can affect your rates.

Many people may not realize that your credit score can affect your car insurance premiums from certain companies. Other companies don’t rely on credit reports so heavily and they may in fact give you a less expensive rate.

That’s why it’s really important to get quotes from multiple car insurers because each one has their own set of guidelines which is why rates vary.

The best way to get car insurance rate quotes is to use a web site like this one and get a quick quote from multiple companies all in one spot. It’s fast, free and easy and the small amount of time it takes could save you a bundle on your auto insurance rates.

Even if you live in one of the most expensive states or what ever state you live in, if you are looking for the best bang for your buck and the car insurance deals that really save you money, simply click the get quotes now button below and start saving now.

Most Expensive States For Car Insurance